In the fast-paced world of financial innovation, time is often the most valuable currency. For fintech startups and international businesses looking to scale quickly, navigating the regulatory maze of licensing can be a significant bottleneck. That’s where ready-made fintech licenses offer a strategic advantage—providing a faster, compliant, and cost-effective route to launching or expanding your operations.
At Finz Payments, we help entrepreneurs, payment providers, and crypto platforms access fully structured, compliant fintech entities—ready to operate.
A ready-made fintech license, also known as a pre-licensed or shelf entity, is an already-established company that holds a valid fintech or electronic money institution (EMI) license. These entities are often dormant but fully compliant and maintained, allowing new owners to take over the company and immediately enter the regulated financial market.
This model eliminates months—if not years—of administrative, regulatory, and legal hurdles.
Speed to Market
Instead of waiting 6–18 months for license approval, a ready-made solution allows you to start operations in weeks—a major edge in competitive markets.
Regulatory Compliance
The entity comes with a fully approved license under a reputable financial authority (EU, UK, etc.), along with an established compliance framework, policies, and sometimes personnel.
Banking Infrastructure
Many ready-made entities are already integrated with banking partners, IBANs, SWIFT, and payment processors, providing instant operational capabilities.
Strategic Growth
Ideal for companies launching new products, entering new regions, or serving high-risk industries that need regulated status quickly and professionally.
Ready-made fintech licenses are ideal for:
Finz Payments works with a network of reputable, pre-vetted entities in leading jurisdictions such as:
Each jurisdiction offers unique advantages based on your business model, compliance preferences, and target market.
Our ready-made fintech license packages can include:
We manage the due diligence, transitional compliance, and ownership handover to ensure a seamless, secure onboarding experience.
In today’s global fintech ecosystem, the ability to move quickly is crucial. A ready-made fintech license offers a shortcut to credibility, compliance, and capital flows—without sacrificing integrity or quality.
At Finz Payments, we empower innovators to hit the ground running with a clear path to regulated success. Whether you’re scaling your solution or entering a new market, our team ensures you're structured to win from day one.
Finz Payments – Where Speed Meets Compliance.
Our platform provides easy access to local IBAN accounts in 60 countries, enabling you to manage payments, streamline international transfers, and ensure secure, compliant transactions worldwide.